Be sure and cancel your credit cards before you die. This is so
priceless, and so easy to see happening, customer service being what it is today. A lady died this past January, and Citibank billed her for February and
March for their annual service charges on her credit card, and then added late fees and interest on 
the monthly charge. The balance had been $0.00, now is somewhere around $60.00.

A family member placed a call to Citibank:


Family Member: "I am calling to tell you that she died in January."

Bank: "The account was never closed and the late fees and charges still apply."

Family Member: "Maybe, you should turn it over to collections."

Bank: "Since it is two months past due, it already has been."

Family Member: So, what will they do when they find out she is dead?"

Bank: & quot;Either report her account to the frauds division or report her to the credit bureau, maybe both
!"

Family Member: "Do you think God will be mad at her?"

Bank: "Excuse me?"

Family Member: "Did you just get what I was telling you - the part about her being dead?"

Bank: "Sir, you'll have to speak to my supervisor."


Supervisor gets on the phone:


Family Member: "I'm calling to tell you, she died in January."

Bank: "The account was never closed and the late fees and charges still apply."

Family Member: "You mean you want to collect from her estate?"

Bank: (Stammer) "Are you her lawyer?"

Family Member: "No, I'm her great nephew." (Lawyer info given)

Bank: "Could you fax us a certificate of death?"

Family Member: "Sure." (fax number is given)


After they get the fax:


Bank: "Our system just isn't set-up for death. I don't know what more I can do to help."

Family Member: "Well, if you figure it out, great! If not, you could just keep billing her. I don't think she will care."

Bank: "Well, the late fees and charges do still apply."

Family Member: "Would you like her new billing address?"

Bank: "That might help."

Family Member: " Odessa Memorial Cemetery , Highway 129, Plot Number 69."

Bank: "Sir, that's a cemetery!"

Family Member: "What do you do with dead people on your planet?"


:rolleyes:

:D I can totally see that happening.

It did! It did happen to me sort of. When my father passed away my brother and I went through exactly the same kind of thing with V***** (now C******) cable trying to inform them by phone and in person of his death. It took awhile to stop his service and late charges continued to accrue even after they had been sent a copy of the death certificate. They weren't just clueless, they were without fail rude and belligerent. They wound up putting a lien on the estate for some piddly amount. I think it was a scam to squeeze some more money.

Which is why to this day I won't get cable service. Satellite is just swell. Left a really bad taste in my mouth during a very difficult time.